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Connect every signal. Predict every scam.

Fraudsters spend weeks preparing. You only have milliseconds to react. While fraudsters are still preparing attacks, Acoru predicts future money mules, victims and their relationships.

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Acoru product overview: transaction counts and fraud rate, accounts by classification and alert time-to-close charts.
Datos Insights Fraud and AML Fintech Spotlight report cover
Analyst recognition

Acoru in Datos Insights Fraud & AML Fintech Spotlight Report

Recognized by Datos Insights, Acoru has been selected for its account-centric approach, which focuses on identifying risk before the point of payment and supporting fraud and AML decisioning. Download the report to find out more.

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The market gap

The missing layer in modern fraud prevention.

Acoru turns fraud prevention into a growth lever.
Stop losses, not customers, and free analysts from tool-hopping to actually fight fraud.

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Acoru benefits

Acoru shows financial institutions the full fraud picture

Fraud prediction

Fight scams, cross-channel and APP fraud

Acoru predicts fraud before it happens by connecting pre-fraud signals across every event and interaction within an account. Using a continuously evolving risk score, the platform dynamically assesses account behavior throughout its lifecycle, enabling financial institutions to identify emerging threats and stop fraud before a transaction is even initiated.

Learn more: Fight scams, cross-channel and APP fraud

Multi agentic platform

Unlock the power of Agentic AI

Built AI-native from the ground up, Acoru’s multi-agentic platform enables financial institutions to move beyond traditional automation. Create your own agent team that amplifies the capabilities of fraud analysts, data scientists, and fraud strategists.

By anticipating threats, uncovering patterns, optimizing rules, and automating complex workflows, intelligent agents act as a force multiplier.

Learn more: Unlock the power of Agentic AI

Omnichannel orchestration

Break the siloes across channels, products and entities.

Fraud does not happen in silos, and neither should detection. Acoru acts as the orchestration layer across your financial crime ecosystem, ingesting data from any source and enhancing existing tools with richer intelligence. The result is a unified view of events across all channels with actionable insights, based on which teams can operate with greater context, consistency, and confidence.

Learn more: Break the siloes across channels, products and entities.

Banking regulation

Comply with upcoming regulations

Designed for a rapidly changing regulatory landscape, Acoru provides transparent, explainable fraud decisions supported by a complete audit trail. From PS23/4 and PSD3 to NACHA and Reg E requirements, institutions can demonstrate compliance with clarity and consistency.

Learn more: Comply with upcoming regulations
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Multi agentic platform

Continuous Account Intelligence Platform

At the core of Acoru is the Continuous Account Intelligence Platform: a dynamic intelligence platform designed to make every piece of data instantly useful. From unified data ingestion and relationship mapping to no-code signal creation and rapid model evolution, Acoru gives financial institutions the speed and flexibility needed to stay ahead of emerging threats.

Real-time is too late

Pre-fraud signals appear days or weeks before any payment: a limit change, a new payee, or a contact preference edit. Each looks routine on its own. In sequence, they tell a different story. Acoru classifies accounts as Regular, Victim, or Mule and continuously updates that classification.

No rip and replace

Acoru integrates with your existing fraud stack. Point us to where the data lives. We normalize it on ingestion, regardless of format, schema, or source, and start delivering account-level intelligence without replacing anything you already have.

Inspector: where your team acts

Dashboards, alerts, and reporting give analysts a complete risk picture up front. Teams escalate, hold, or clear with evidence in place. Acoru’s AI Assistant gives analysts natural-language access to investigation summaries, pattern context, and recommended next steps. Acoru’s AI Workforce handles multi-step investigation workflows autonomously within your policy boundaries, so your team spends its time on decisions, not process. Every intervention is auditable at the point it is made.

Your logic, your control

The signals that catch tomorrow’s scam rarely live in one place, and the rules that catch today’s scam need to change fast. Acoru’s Flows lets your team read from any account, identity, or movement, then build new attributes, apply formulas, and compute the metrics your detection logic depends on by connecting nodes on a canvas. No code. No release cycle. The logic that catches fraud is yours to build, and yours to change.

One account. Every channel.

Fraudsters test credentials through the mobile app, call the contact center to reset authentication, then initiate payments through online banking. Each channel sees a normal interaction. Only the account tells the full story. Acoru correlates signals across digital banking, call centers, payment systems, and card networks into a single, continuously updated account risk profile.

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Acoru Solutions

Three ways to start. One platform behind all of them.

Augment, don’t replace

Already running transaction monitoring, device intelligence, or behavioral analytics and still struggling with scams? Acoru adds the account-level intelligence layer those tools were never designed to provide.

Explore Scam Prediction: Enhance Your Existing Fraud Stack